I Took 8 Hours Off Without Pay Last Week, and I’m so Happy I Did!

It may sound counterproductive for my ultimate goal of paying off debt and getting ahead financially, but last week , I took off of work 8 hours without pay (PTO).¬† And I was giddy as I walked out the door! Why? Because not only have I been working my butt off recently before I switch … Continue reading I Took 8 Hours Off Without Pay Last Week, and I’m so Happy I Did!

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Why I Haven’t Paid Toward My Almost $100,000 in Loans This Year

It may sound strange, what with my whole blog's premise resting on my journey to become debt-free: I haven't paid one cent toward my loans so far in 2018. If you've seen my recent updates, you know we've had a busy start to the year with our wedding last month! While we budgeted for the … Continue reading Why I Haven’t Paid Toward My Almost $100,000 in Loans This Year

How I Use My Bank to Budget, Without the Hassle of Cash or Envelopes

When I started reading tips for how to pay off my debt and learn to budget, the most surprising idea that I found was to create a cash envelope system. It makes sense, once the theory behind the concept is explained: if you take how much money you have in the budget for a period … Continue reading How I Use My Bank to Budget, Without the Hassle of Cash or Envelopes

Why I Am Obsessed with Target (and How It Saves Me Hundreds!)

My husband (and mom, and friends) all know of my slightly extreme love for Target stores. I can only blame my sister, who taught me how to differentiate the different types of deals you can apply to any Target trip and to aim for the longest receipt possible. (Long receipts do not necessarily mean many … Continue reading Why I Am Obsessed with Target (and How It Saves Me Hundreds!)

Get Your Perkins Loan Cancelled…without disability or death!

I've read several sad articles about students who either became disabled or passed away, and as a result their loan providers began coming after their families for payment. (It is honestly ridiculous! But before I find my soap box...) I found out last week (which, with the nauseating amount of research into student loan repayment … Continue reading Get Your Perkins Loan Cancelled…without disability or death!

Grad School Scholarship Opportunity May Pay for My Last Year

While we are double checking the numbers on how much we actually spent on our wedding this month, I wanted to share a little bit about an incredible opportunity I have been given. My employer loves helping put employees through school, especially if it means there will be a return (in the form of guaranteed … Continue reading Grad School Scholarship Opportunity May Pay for My Last Year

Fall Semester is gone…and 2018 is here!

Fall semester was a really hectic time for us here in our humble little apartment! My fiance unfortunately lost his job, which has led to a lot of watching our bank accounts (especially with the wedding costs finally rolling in) and the ever-painful job hunt. He's had three interviews with really great companies over the … Continue reading Fall Semester is gone…and 2018 is here!