It may sound strange, what with my whole blog's premise resting on my journey to become debt-free: I haven't paid one cent toward my loans so far in 2018. If you've seen my recent updates, you know we've had a busy start to the year with our wedding last month! While we budgeted for the … Continue reading Why I Haven’t Paid Toward My Almost $100,000 in Loans This Year
When I started reading tips for how to pay off my debt and learn to budget, the most surprising idea that I found was to create a cash envelope system. It makes sense, once the theory behind the concept is explained: if you take how much money you have in the budget for a period … Continue reading How I Use My Bank to Budget, Without the Hassle of Cash or Envelopes
There are probably thousands of banks out there willing to hold your money for you; probably hundreds of those that offer to let you create multiple savings "accounts" within a larger account to divide your money based on what it is being saved for. It helps to keep track of how much you have toward … Continue reading How I Have Divided My Savings Account
This semester has been super busy so far for us, but not for academic reasons; two weeks ago (as of yesterday, in fact), my hubby and I officially tied the knot in front of 52 of our closest family and friends! The 10 weeks since New Year's leading up to that day were busy, but … Continue reading And Two Become One…We Got Married!
Fall semester was a really hectic time for us here in our humble little apartment! My fiance unfortunately lost his job, which has led to a lot of watching our bank accounts (especially with the wedding costs finally rolling in) and the ever-painful job hunt. He's had three interviews with really great companies over the … Continue reading Fall Semester is gone…and 2018 is here!
There's something to be said for planning ahead. One of the biggest struggles I had when I transitioned to adult life was making sure I kept up with everything I needed to do...including bills. Especially bills. The thought of forgetting a payment or even being late made my heart rate sputter and increase, and even … Continue reading Paying 3 Bills in 1 Day Doesn’t Freak Me (or My Bank Account) Out
After 13 long hours on my feet yesterday at work (and an hour and a half driving to and from the hospital), I entered my apartment to find my lovely fiance heating up dinner for me (such a sweetheart!) and a bill for lab work I had in May. I didn't know I would have … Continue reading Surprise Bill? No Problem!
It's that time of the year again! This is the first year that I have joined the ranks of working adults across the United States participating in Open Enrollment for benefits. Typically, Open Enrollment is a limited time frame when employees (or just citizens, if you're purchasing health insurance privately) are able to sign up … Continue reading Adulting 101: Health Insurance Basics
These are some common terms that you may come across in your journey to signing up for health insurance. Take a look and let me know if you want any more info on any of them...I'd be happy to help! 🙂 Benefit year/benefit period: the time frame in which your benefits will cover you. I … Continue reading Adulting 101: Health Insurance Terminology